A Medicare insurance broker is a licensed, independent professional who specializes in helping in

A Medicare insurance broker is a licensed, independent professional who specializes in helping individuals navigate their Medicare options. Unlike agents who represent a single insurance company, brokers work with multiple insurers to offer a wide range of Medicare plans, including Medicare Advantage, Medicare Supplement (Medigap), and Medicare Prescription Drug Plans.

Their primary goal is to provide unbiased, personalized guidance based on each client’s healthcare needs, budget, and preferences. Brokers help compare plan benefits, premiums, provider networks, and prescription coverage options to ensure clients make informed decisions. They also assist with enrollment, answer ongoing coverage questions, and offer support during annual plan reviews.

Working with a Medicare insurance broker typically comes at no additional cost to the client, as brokers are compensated by the insurance companies when a plan is selected.